When buying a car it is easy to get carried away with deals and offers making the purchase price low or the monthly repayments well within your budget, but you do have to also consider the running costs of the car and in particular the insurance.

Tax, repairs and fuel economy are also important considerations you should take in to account as when spread over the year, these can easily add another £50 to £100 a month on to your purchase price. Insurance is one of the biggest expensive you will have towards the car after purchasing it and depending on your circumstances, you may be in for a shock to find out exactly how much it will set you back.

Cars are put in to groups for insurance purposes with groups ranging from 1 the cheapest, to 50 the most expensive. When insuring a car this is taken in to account along with other factors such as address, previous claims and convictions, no claims bonus and experience.