Author Archives: David

Ways to save money on motoring ways to reduce your vehicle running costs

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Many motorists are getting fed up with the amount of money they are having to fork out month on month for their car. Firstly there is the cost of th car which you may have had to have a loan, finance or put on a credit card. On top of this you have the added costs of insurance, Tax, MOT, breakdown cover, fuel and repairs/maintenance. Motor insurance is often a large expense for many people, even if you pay it monthly. Shopping around to get the best price really does pay. You can literally save hundreds of pounds on your renewal price by switching to a new insurance company.  With sites like Compare the Market and Uswitch, you can instantly see the prices given by tens of different companies making...

What to look out for when buying a second-hand car

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Many people love having a new car but if you have to have a second hand car then you may worry about what you are going to end up with and if it is going to have problems which will cost a fortune to fix. Did you know that on average a car loses up to 40% of its value in the first year? A huge chunk of this is knocked off the price as soon as the car is taxed and leaves the forecourt. Even if he car has not been driven, as soon as it is registered, it is classed as a used car.   If you buy a car that is a year or two old, then the chances are it won’t need much work doing on...

Taking a test drive in a vehicle you are considering buying

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Buying a new car can be exciting but you may worry about how it drives and if it is going to suit your driving style. All makes and models of car can drive different, so it is important to try and have a test drive in the vehicle before you commit to buying it. With new cars you will not be able to test drive the car you will actually own when you place the order but you can usually test drive a demo car which should be more or less identical. When buying a second hand car either from a garage or a private individual you should ask if you are able to drive it. Most garages have an insurance policy that will cover you to test drive a...

Getting the best price for your car insurance

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As a car owner, it is your responsibility to ensure you have a valid insurance policy to cover you (and any other drivers that drive the car). If you do not have this you may have your car taken off you, have to go to court, have your license revolked or points on you license as well as have to pay a hefty fine. Car insurance can be the biggest annual cost for any car owner. Prices can range from a few hundred pounds, in to the thousands especially for the inexperienced driver, young drive or one that have endorsements on their license. There are many things that are taken in to account when applying for car insurance that can affect the price you are quoted. Below are some of...

Keeping up with oil changes

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When it comes to maintaining a car, the costs can keep coming making it very difficult to keep on top of. So many people own cars and yet still do not realise the importance of regular services or oil changes as a minimum. If the car is new then you are probably more likely to keep up with a service schedule but as the car gets older and the miles start to clock up, many push maintenance back as more urgent problems need to be rectified.  You may have the view that an older car is not worth spending the money on but you then run the risk of running into more problems which can make the car unreliable and cost more in the long run. The oil is usually...