Buying a new car can be an exciting time but it can also be a little bit worrying if you are having to fork out thousands of pounds. The cost of a brand new car can range drastically in price with very few costing less than about £10,000 upward of a hundred thousand pounds. You firstly need to work out what your budget is, from this you can then see which cars are available to you within that price bracket.  You may already have the money or plan to use the money from the sale of another vehicle to buy your new one, but you may have to get a personal load or finance to cover it. If your credit rating is bad then you may struggle to get a loan for the amount you need or if you do, you will most likely to be hammered on the interest rates. You are often more likely to get car finance than a personal load with poor credit.  You need to think carefully about what you can afford in terms of monthly repayments as there is no point getting a loan of fiancé if you are going to struggle to pay back the monthly amount.